How do they determine your mortgage rate if you are getting a house with a friend not a husband? Do they average both of your credit scores?
Nov 302011
How was it possible for an average working person to qualify for a mortgage in and around the year 1981? Was placing a really huge down payment pretty much the only solution?
It seems that the subprime mortgage debacle has turned out to be very serious, so much so, that it has world-wide implications. Even here in China, the Chinese are worried about it. Does it make sense to analyze this problem, to see what caused it so that it doesn’t happen again? Why don’t we start [...]
I am a mortgage loan originator and am setting up a marketing plan with some preferred customers. I am waiving my standard 1% origination fee and want to convince my prospects that I will not attempt to make that percent up in yeild spread. So I need some documentation that proves my usual 2% on [...]
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