Im 25, I am in shock when i see my friends (same age, same entry level income) go out and buy 250k-300k houses like its nothing. They dont have 20 bucks to fill up the gas tank but they can afford 250k house??? I dont want to be in their position where 90% of their income goes to mortgage, without having any savings on hand. what is a proper mortgage payment/income ratio?
Apr 242012
Feb 192012
I am in the process of preparing to take advantage of the $ 400B home owner rescue package that will be signed by President soon. I need to apply to my mortgage company for restructure of my mortgage to lower my payments. What documents do I need to prepare? I hear of a budget that [...]
I am planning a home purchase and I want to budget my monthly payment. In the area where I live, I expect to pay approx 650K for a 3bed, 2 bath home. When I calculate my monthly payment, I want to know the Home Insurance component as well as Property Tax for Fremont, CA if [...]
I am planning a home purchase and I want to budget my monthly payment. In the area where I live, I expect to pay approx 650K for a 3bed, 2 bath home. When I calculate my monthly payment, I want to know the Home Insurance component as well as Property Tax for Fremont, CA if [...]
Nov 302011
I recently bought a car and I have no idea what auto insurance is good and has great deals. Can anyone help me? Keep in mind I’m on a budget. Does anyone know what is a good company for me?
In April of 2006 I bought a brand new Nissan.In the loan there was a negative rollover of $ 3,000, so the total amount of the loan ended up being $ 21,000. I have it paid down to $ 18,900 but I’m finding the payments way out of my budget. The trade in value of [...]
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