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If I get approve today for a mortgage loan, how long does it take to show up in a credit report?

Or If get approve for an Auto loan, how long does it take to post in the credit report.

The credit report that the lenders can see.

 

I can’t seem to find a credit worthy co signer to get a loan to pay my past due balance on my school fee. Is their a lender who accepts bad credit scores for them to receive a loan?

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