My husband and I are planning to move soon. I say that extra payments at this point are akin to putting money under the mattress. He thinks we will get more than we put in when we sell. We understand that extra money applied to principal shortens the loan, but don’t understand how that all works. Is the loan refigured every month? every year? Where would we find out this information? Our mortgage is with US Bank – would their customer service be knowledgable enough? Thank you!
May 212012
Seen some nice homes from Ryan Homes but they push NVR mortgage company,I have read terrible things about them. Are there better builders in the area? Who can I trust ? In Maryland. Personal experiences only please.
Nov 302011
My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/
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