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I’ve looked at different mortgage rates on the internet and newspaper. But these rates are generally just a range and not specific to a credit score. My credit score is OK, and I expect my rate would probably would fall somewhere between the high and low rate usually listed.

I tried to see what my rate would be at my bank, but they were charging an application fee of 100 dollars. Will that be the case each time? I’d like to “shop” around before I actually have to pay any fee. Thanks!

 

I have been pre-approved by a local very large bank known for their mortgages of which I am a customer. I know the lender. Once my short sale is approved I will get my first rate & points from him. Then is it best to shop on the internet or go in person to other [...]

 

If I want to get 2 or 3 offers for a mortgage refinance, do I have to get 2 or 3 appraisals? Or can I get just one, and use that for all 3 banks?

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